View all transactions, track your expenses: All in one app which will guide you to save money and avoid unwanted spends.
Want uninterrupted binge watch sessions with Netflix or listen to never ending music with Spotify or want access to a never ending list of great food via Zomato?
Whatever be your cravings, we have got all your subscriptions under one roof.
That’s not all. These rewards can convert into great offers and cash-backs which are actually useful. All this while building a strong credit score which will reap benefits in the long run.
Simply speaking, a debit card allows you to draw on the funds you’ve already deposited in your account, while a credit card allows you to borrow money up to a pre-set limit be it for withdrawals or expenditures.
A secured credit card is backed by a deposit that is used as collateral. Your credit limit will be determined as a percentage of your deposit, else, will function just as a normal credit card does.
A secured card is meant for those who are looking to improve or build up their credit score from scratch. Making payments on time, maintaining sufficient balance and avoiding overspending can all contribute to your creditworthiness, thus allowing you to apply for a regular credit card or loans in the future.
Nope, Spoon First will not deny you a credit card irrespective of whether or not you have a credit score. However, if you happen to have a pattern of late payments, a bankruptcy record, or other suspicious activities, your card could be rejected/cancelled.